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Teaching you to embrace today while making yourself a millionaire!

I wish I would have understood how easy it is to become a millionaire by starting to save small amounts of money when I was younger...

I feel compelled to share the simple concepts you can apply today....

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05 September 2009

Financial Success - Easy changes

So what is one of the pieces of the puzzle?

"Time + Regular Investing" into a diversified portfolio = Long term success. The sooner you start investing in a 401k or IRA the more $$ you have for retirement.

If you invest $60 a week starting at age 18 for 50 years with an 8% return = $1.9 Million
If you invest $60 a week starting at age 25 for 42 years with an 8% return = $1 Million

By waiting 7 years to invest a mere $60 a week - you give up almost one million dollars. Where am I going to get $60 a week ??..... it is so easy with simple changes you won"t notice in the long run........

Play with the numbers yourself - click here for calculator.
For bigger savings - read thru other posts on how marketers affect your buying patterns and choices.

Pack your lunch instead of eating out -
Go to the library for movies, cds, books and games -
Plan your route to avoid extra driving -
Go to a matinee
Drink water vs ordering soda, coffee, tea etc.

Little changes that will not affect your quality of life TODAY will pay off big TOMORROW. This information can change your entire generation -

WILL YOU BE A MILLIONAIRE?

As always check with a financial advisor to be sure the investments are appropriate for your time frame and risk tolerance. Asset allocation and the correct mix of diversified investments is key to success.

Stay tuned.......

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